Thursday, January 31, 2013

Auto Loan Reccomendations - The Hull Truth - Boating and Fishing ...

Old Yesterday, 12:17 PM
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Join Date: Sep 2011

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This is THT.

I keep at least 16 years cash in reserve at all times.

I pay for trucks with cash and buy two at once and store the other one, just in case.

Other than that, credit union.

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Old Yesterday, 12:23 PM
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Quote:

This is THT.

I keep at least 16 years cash in reserve at all times.

I pay for trucks with cash and buy two at once and store the other one, just in case.

Other than that, credit union.

Lmfao. That is so true. But you forgot to mention that your boat is the best and everything else is crappy.
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Old Yesterday, 12:27 PM
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Quote:

Lmfao. That is so true. But you forgot to mention that your boat is the best and everything else is crappy.

He doesn't have a boat....

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Old Yesterday, 12:54 PM

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Don't you belong to a bank or credit union? Do you really have to ask where to find a loan? Google, best auto loans. Jeez

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Old Yesterday, 12:57 PM
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Quote:

He doesn't have a boat....

I do, I just don't brag about it.

It's at my house.

The house on St. Kitts.

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Old Yesterday, 01:03 PM
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Quote:

I do, I just don't brag about it.

It's at my house.

The house on St. Kitts.

When can I come for a visit? I can pick you up in my plane. It's the same one Phil Mickelson has.

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Old Yesterday, 01:03 PM
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CARV, we know you have no friends....

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Old Yesterday, 01:05 PM

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Quote:

Don't you belong to a bank or credit union? Do you really have to ask where to find a loan? Google, best auto loans. Jeez

Why would he have ever had to get a loan? He kept every dime he ever made stuffed in his mattress, but after taxes returned to what they were in previous years, plus that damn Obamacare that is going to instantly suck everyone dry, a loan is now required!

Like others have said, shop your local credit union, but don't hesitate to haggle with dealer financing as well, as they can sometimes offer lower rates as they bring many loans to different banks.

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Old Yesterday, 01:08 PM
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Try penfed.org

It'll take a week or so to get the check, and they aren't the brightest, but they are dirt cheap. That's a big benefit when you're dealing with a car manufacturer that doesn't have great rates on their more popular models. Penfed right now is 1.49% for a 5 year loan I believe. The usual, you apply online and they mail you a check that you can make out to the car dealer.

You have to be "a member" but you can join on their site for $20. Totally legit.

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Old Yesterday, 02:01 PM
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Quote:

Try penfed.org

It'll take a week or so to get the check, and they aren't the brightest, but they are dirt cheap. That's a big benefit when you're dealing with a car manufacturer that doesn't have great rates on their more popular models. Penfed right now is 1.49% for a 5 year loan I believe. The usual, you apply online and they mail you a check that you can make out to the car dealer.

You have to be "a member" but you can join on their site for $20. Totally legit.

To Everyone: Thanks for keeping the mood "light".

Sometimes people have a great experience with a particular company in these situations that is why I asked. Of course I have a bank to go to but prefer not to deal with Wells Fargo.

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Old Yesterday, 02:10 PM

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I have a friend who buys car paper for a bank all day long. He went to a credit union as they had a better rate than his banks employee rate.

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Old Yesterday, 03:46 PM

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credit union, local bank. Just get informed, dealership may be the best around. I would definitely know what I could get elsewhere and then make the dealer work to match or beat it.

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Source: http://www.thehulltruth.com/dockside-chat/481950-auto-loan-reccomendations.html

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